ATTENTION: Homeowners AND REAL ESTATE PROFESSIONALS
The 2026 Mortgage Playbook
Portable Mortgages, 50-Year Loans, and the 5 Smartest Refi Moves
Live Webinar
Thurs, Dec 18 | 11:00 AM PST
Reserve your free spot now — seats are limited!
This month's state of the housing market topic:
The 2026 Mortgage Playbook
Portable Mortgages, 50-Year Loans, and the 5 Smartest Refi Moves
The mortgage world is shifting again—and the headlines don’t tell the full story.
Between rising rates, the return of 50-year loan discussions, and new conversations around portable mortgages (the ability to take your current rate with you when you move), buyers and homeowners are trying to figure out what’s real, what’s coming, and what to do next.
Join us for a fast, focused session that breaks it all down with simple math, real examples, and clear strategies you can act on.
No hype. No guessing. Just clarity.
December 18th | 11 AM PST | Live on Zoom
In Just 20 Minutes, You’ll Learn:
Portable Mortgages: How they work, why they’re being discussed, and what they could mean for your buying power.
50-Year Loans: The truth behind longer mortgage terms—who they help, who they hurt, and what the math actually looks like.
2026 Market Expectations: What to watch in rates, affordability, and qualification rules.
Your “Strike Rate”: How to identify the exact point when refinancing makes financial sense for you.
The 5 Smartest Refi Moves for 2026: Strategies to lower payments, improve cash flow, or pay off your home faster.
PLUS
Stay for an optional 20-minute live Q&A with real case studies and straight answers to your biggest questions about refinancing and rates.
You’ll also discover:
Real case studies comparing portable mortgages, 50-year loans, and refinance options.
Clear side-by-side breakdowns of payments, equity impact, and long-term costs for each strategy.
A simple decision framework to know when to keep your rate, refinance, or consider portability.
Who Should Attend?
Homeowners
Learn how these new mortgage options could impact your payment, equity, and next move.
Homebuyers
Understand how affordability may shift in 2026—and how to position yourself to win.
Real Estate Professionals & Lenders
Get clear, simple ways to explain these concepts to clients and elevate your market expertise.
JOIN US
The 2026 Mortgage Playbook
Portable Mortgages, 50-Year Loans, and the 5 Smartest Refi Moves
The strategies every homeowner and buyer should understand going into 2026.
We look forward to connecting with you!
Rates // Updates // Strategies
Download Our Latest Weekly Report
Download the latest report, and sign up for our weekly newsletter to make sure you don't miss a thing!
CLIENT WINS
Click to hear how Frank was able to quickly get cash for his daughter's wedding with a Churchill Mortgage HELOC
© ETHOS Lending, Inc.
2025 - All Rights Reserved.
ETHOS Lending, Inc., dba “ETHOS Lending”, NMLS #1533336, an Equal Housing Lender. Licensed by the Department of Real Estate Corporation Mortgage Loan Originator Endorsement, DRE #02103430.
26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA 92691
This is not a commitment to engage in a loan transaction. All applications are subject to full credit and property approval pursuant to the lender selected. Services not available in all states, check our licensing by clicking HERE.