The Katalyst Calculator Suite

The Right Number
Changes the Conversation.

A full suite of proprietary calculators built around the strategies we use with every client. Not sure which one to use? Let us help.

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Answer two quick questions and we'll point you to the right tool.

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Calculators

Anyone exploring options

Mortgage Calculator

Run the numbers on your potential scenarios. See exactly what your monthly payment, total interest, and pay-off timeline look like.

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Buyers in high-rate markets

Rate Relief Calculator

See the real impact of a 3-2-1, 2-1, or 1-0 temporary rate buydown on your monthly payment and total savings.

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Homeowners buying next home

Buy Now, Sell Later

Access your equity, make non-contingent offers, and only move once. The peace of mind program for serious buyers.

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First-time buyers

Katalyst Kickstart

Lower your interest rate by one percentage point for the first 12 months through a temporary buydown funded by a lender credit. Available to qualified borrowers on eligible loan programs, and the cost of the credit is reflected in the loan pricing. See your estimated payment.

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Current homeowners

Strategic Refi

See how keeping your current payment after refinancing accelerates your debt-free date by years, not months.

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Parents planning ahead

Refi + 529 Plan

Turn your mortgage savings into your children's college fund. See how refinancing can fund a 529 plan.

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Long-term planners

Home Equity Growth

Visualize how your home equity builds over time. Watch your wealth grow through principal paydown and appreciation.

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Reverse Mortgage

Explore how a Home Equity Conversion Mortgage (HECM) can turn your home equity into tax-free retirement income. For homeowners 62 and older.

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Homeowners planning renovations

Home Improvement Financing

Compare financing options for your next renovation. See how a cash-out refinance, HELOC, or renovation loan can fund your home improvements.

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Buyers weighing options

Purchase Planning Tool

Plan your purchase with a side-by-side look at loan options, monthly payments, and cash to close.

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Real estate investors

Investment Property Equity Access Calculator

Access home equity using rental income, without tax returns. Built for investors who want to keep their properties working.

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1031 Exchange

Real estate investors

Refi + 1031 Exchange

Cash out tax-free equity before your 1031 exchange while maintaining full ownership and control of the process.

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Tired landlords

Refi + 1031 DST

Convert from active landlord to passive investor AND cash out tax-free equity, all while deferring capital gains.

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