Financial Calculators
Explore our suite of tools designed to help you make informed decisions in your real estate journey.
BUY NOW, SELL LATER
The Peace of Mind Program
Unlock your equity, make. non-contingent offers, and only move once - all before you sell your current home.
KATALYST KICKSTART
1% Year One Lender Buydown Program
A Katalyst Team exclusive - we'll buy down your rate 1% for the first year, creating significant savings.
RATE RELIEF
3 Ways to Save With Buydown Options
See the benefits and costs of a 3, 2, or 1 year buydown option, including wording on how to present to a seller.
REFI + 1031
Plan Your Refinance Before Sale and 1031
A well-timed and thought out strategy can save you big bucks when refinancing then selling your investment properties.
REFI + 1031 DST
Plan Your Refinance and DST 1031
With proper planning, it is possible to get cash out of your property, maintain your 1031 benefits, and transition to passive ownership.
MORTGAGE CALCULATOR
Straightforward and Easy-To-Use
Run the numbers on your various potential scenarios, checking different rates, terms, and prices to see how much you can afford.
STRATEGIC REFINANCE
See your options compared to a traditional refinance
A strategic refinance could help you save on your monthly payment, pay less interest over the life of the loan, and become debt-free faster.
REFI + 529
Refinance and use your savings for a 529 plan
See how you can use the savings from your refinance to fund your children's future education through investing in a tax-advantaged 529 savings plan.
THE KATALYST TEAM
AT ETHOS LENDING
You Bring the Dream. We’ve Got the Mortgage.
Mike Hardy
Managing Partner
Rick Mount
Managing Partner
Kevin Sprague
Business Manager
Effortless. Efficient. Fast.
Secure Your Home Financing Today.
NMLS ID: 54483 ; Company NMLS ID: 1533336
(www.nmlsconsumeraccess.org)
Proudly Serving:
Arizona, California, Texas, Idaho, Tennessee, Colorado, Florida, Minnesota, South Carolina, Washington, Oregon, Indiana
15 Years Working Together
More than 10,000
Families Helped
Over $1 Billion Funded
Rates // Updates // Strategies
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CLIENT WINS
Click to hear how Frank was able to quickly get cash for his daughter's wedding with a Churchill Mortgage HELOC
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300 N San Dimas Ave,
San Dimas, CA 91773
© ETHOS Lending, Inc.
2025 - All Rights Reserved.
ETHOS Lending, Inc., dba “ETHOS Lending”, NMLS #1533336, an Equal Housing Lender. Licensed by the Department of Real Estate Corporation Mortgage Loan Originator Endorsement, DRE #02103430.
26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA 92691
This is not a commitment to engage in a loan transaction. All applications are subject to full credit and property approval pursuant to the lender selected. Services not available in all states, check our licensing by clicking HERE.