Top Performers Don't Settle for Average
This isn't for everyone - but if you refuse to settle, you belong here. Join The Katalyst TeamThe Mortgage Industry Is Transforming
The market will look radically different in just a few years. The savvy professional will get ahead of this change - not chase it.
Watch Mortgage Expert Bill Dallas Explain What's Coming →What Sets Katalyst Apart
We're not just a team—we're a complete growth system for top performers
Exclusive Realtor Network Access
We actively connect you with producing agents from our strategic partnerships:
- KW Planner Community: 450+ realtors nationwide
- KW Covina: 200 local agents for warm connections
- Elevate Real Estate: Preferred partner status
Weekly Business Development Training
Our leadership team coaches you through proven relationship strategies every week - from first contact to long-term partnerships with Realtors, Financial Planners, and CPAs. Get the frameworks, accountability, and peer insights that keep your pipeline full.
Speaking & Presentation Skills
Master the room. Whether you're presenting to a room full of Realtors, leading a homebuyer workshop, or closing a high-stakes deal, you'll learn to present with authority and confidence. Practice in our supportive environment, get real feedback, and develop the executive presence that separates top producers from everyone else.
Personal Coaching & Accountability
Consistent, high-touch coaching to remove roadblocks and unlock peak performance - improving not just your business, but your life. Get the clarity, focus, and accountability you need to execute at the next level.
Mental & Emotional Resilience
Develop the mindset and emotional strength to thrive through any market cycle. Build balance, confidence, and composure under pressure so your growth stays steady - no matter what's happening around you.
Morning Routine & Peak Performance Habits
Design a daily operating system that fuels energy, focus, and consistency. Learn how to structure your mornings and habits for long-term success, momentum, and fulfillment.
Real Estate Investment Opportunities
Access to strategic investment opportunities - from fix & flips to passive projects - to help grow your net worth alongside trusted peers and mentors.
Investor Thinking & Tax Strategy
Learn to think like an investor - you'll be exposed to how the wealthy structure their deals, leverage debt strategically, and use tax code to their advantage. We'll show you how to position real estate investments, optimize mortgage structures, and build wealth that compounds - for your clients and yourself.
Book Monetization & Exit Planning
The biggest mistake loan officers make? Treating their role like a job instead of a business. We'll teach you how to systematize, value, and ultimately monetize your book of business - creating exit options that pay you for years. Whether you sell to a partner, transition to passive income, or build a legacy business, you can retire on your terms.
Integrated Performance Systems
Streamline every part of your business with powerful systems that work together - CRM training, pipeline tracking, goal dashboards, and performance analytics. Know your numbers, optimize your workflow, and scale efficiently.
Personalized Website & Marketing Engine
We'll build you a custom-branded website and teach you how to leverage the full marketing ecosystem - and provide ongoing training on automated email and text campaigns, lead funnels, ads, and strategic follow-up systems that help grow your business on autopilot.
See A Live Demo Site →The Ethos SCORE
Our proprietary wellness and performance tracker integrates directly into your system - helping you measure growth across business, health, relationships, and mindset. It's your holistic dashboard for sustainable success.
"People not willing to change will find themselves perfectly equipped to live in a world that no longer exists."
Skate to Where the Puck Is Going
If you're looking to be part of something bigger — a place where you can grow as a professional, invest as a partner, and thrive as a whole person — let's talk.
Start The ConversationTHE KATALYST TEAM
AT ETHOS LENDING
You Bring the Dream. We’ve Got the Mortgage.
Mike Hardy
Managing Partner
Rick Mount
Managing Partner
Kevin Sprague
Business Manager
Effortless. Efficient. Fast.
Secure Your Home Financing Today.
NMLS ID: 54483 ; Company NMLS ID: 1533336
(www.nmlsconsumeraccess.org)
Proudly Serving:
Arizona, California, Texas, Idaho, Tennessee, Colorado, Florida, Minnesota, South Carolina, Washington, Oregon, Indiana
15 Years Working Together
More than 10,000
Families Helped
Over $1 Billion Funded
Rates // Updates // Strategies
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CLIENT WINS
Click to hear how Frank was able to quickly get cash for his daughter's wedding with a Churchill Mortgage HELOC
Send Us A Message
Contact Us
Let us know about your situation, we're confident that we have a solution for you!
300 N San Dimas Ave,
San Dimas, CA 91773
© ETHOS Lending, Inc.
2025 - All Rights Reserved.
ETHOS Lending, Inc., dba “ETHOS Lending”, NMLS #1533336, an Equal Housing Lender. Licensed by the Department of Real Estate Corporation Mortgage Loan Originator Endorsement, DRE #02103430.
26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA 92691
This is not a commitment to engage in a loan transaction. All applications are subject to full credit and property approval pursuant to the lender selected. Services not available in all states, check our licensing by clicking HERE.